1. Do you only pay the minimum on your credit card each month?
  2. Do you owe thousands of dollars, then pay thousands in interest?
  3. Do you live paycheck-to-paycheck?
  4. Do you have little or no savings?
  5. Are you delinquent in your mortgage and in danger of losing your home?
  6. Are completely stressed out by your financial situation?
  7. Are you considering bankruptcy?
  8. Do you ask yourself at the end of every week, “where did my money go?”
  9. Do you and your spouse/partner argue all the time about spending?
  10. Are you thinking about refinancing?

If you answered yes to any of the questions above, you should seek financial counseling! A certified financial coach will talk with you about your particular situation and work with you to come up with a solution.

The Credit Counseling Center is a non-profit organization that offers FREE financial coaching. Call 215-348-8003 or visit ccc-credit.com.

All you have to lose is your Debt.