A Credit Counseling Center Webinar Workshop in partnership with the United Way of Bucks County’s LIFT program

In our new free webinar series “Building and Sustaining Great Credit – Understanding the 3
C’s,” you’ll learn about using credit in positive ways, establishing a good history, improving your
credit score, and maximizing your creditworthiness – known in the banking industry as the 3 C’s of Credit: 

  1. Character
  2. Capacity
  3. Capital

We break down the three C’s of Credit in these one-hour sessions. Sign up for one today!

Credit Character:

Character helps lenders discern your ability to repay a loan. Particularly important to character is your credit history. Your credit report will show all debts from the past 7 to 10 years, which provides insight into your ability to make on-time payments.

Credit Capacity:

This refers to your ability to repay a debt and how much debt a borrower can comfortably handle. Lenders will look to see if you have been working regularly in an occupation that is likely to provide enough income to support your credit use.

Credit Capital: 

Capital is savings and assets that can be used as collateral for loans. The lender will want to know if you have any valuable assets such as real estate, personal property like an automobile, or savings and investments that could be used to repay credit debts if income is unavailable.

Free Registration

Registration is required – secure your spot, and we’ll send you the webinar link.

Choose your session below:


Credit Character Webinar:

April 11 @ 6:00 PM – Register Here


Credit Capacity Webinar:

April 12 @ 6:00 PM – Register Here


Credit Capital Webinar:

April 13 @ 6:00 PM – Register Here

Your credit score is a measure of factors that may affect your ability to repay credit. It’s a formula that takes into account how you’ve repaid previous loans, any outstanding debt, and your current salary.

After the webinar, you can opt to make an appointment with our financial counselors for a free Credit Assessment, which includes a Tri-Merge (Experian, Transunion, & Equifax) Credit Report. Value: $125.

Speakers may include: Credit Counseling Center staff, Bucks County Consumer Protection, auto loan officers and other credit approval authorities.

Credit Counseling Center is accredited by Council on Accreditation for Children & Family Services, Housing & Urban Development (HUD), Pennsylvania Finance Agency (PHFA), and is US Trustee Approved.