Why You Should Never Use Debit Cards

Why You Should Never Use Debit Cards

Your Bank Account is Cleaned Out Imagine you are returning to land after five wonderfully peaceful days at sea without mobile phone service. Once the 100 year old schooner gets close enough to shore to pick up a signal from a cell tower, your phone starts buzzing with...
Coronavirus and An Emergency Fund

Coronavirus and An Emergency Fund

If there was ever a good reason and time to have an emergency fund, this is it. The Coronavirus has put millions out of work or at reduced pay. While Congress and the President gave us an economic stimulus packages that include direct payments and increased...
Financial Anxiety: No More!

Financial Anxiety: No More!

By Lisa Walters Who hasn’t worried about money at some point in their life? Life events happen, appliances break, unexpected medical bills pop up, job change, relationship change, kids… there are so many factors that contribute to the current state of our bank...
8 Ways to Save Money on Gas: Our Biggest Budget Guzzler

8 Ways to Save Money on Gas: Our Biggest Budget Guzzler

By Lisa Walters When we first began our journey with the Credit Counseling Center, my husband and I began tracking and categorizing every single penny we were spending. We were shocked to see that gas was a huge guzzler of our monthly income. My husband had a large...
How Halloween Candy and Money Are Related

How Halloween Candy and Money Are Related

Were you the type of kid who hid your stash of candy, ate a piece or two a day and made it last till the December holidays? Or did you eat as much as you wished, whenever you wished, and it was gone in a week? How you handled your Halloween candy when you were a kid...
We Got Out of Debt with Credit Counseling

We Got Out of Debt with Credit Counseling

My name is Lisa Walters. My husband and I have been enrolled in a program with the credit counseling center since July of 2017. We finally allowed ourselves to admit that we were drowning in debt shortly after we found out we were pregnant with our third child. To be...
September Already? Plan Ahead for School-related Expenses

September Already? Plan Ahead for School-related Expenses

By Lisa Walters, There are certain times during the year that will cause you to spend more money than usual. Take some time to map out your year by jotting down holidays, important events (such as birthdays, graduations, anniversaries, etc), and any major annual bills...
Spending and Saving for Christmas in July

Spending and Saving for Christmas in July

By Lisa Walters, When my husband and I sought guidance from the Credit Counseling Center, it was the month of July. I remember having this intense fear of having to pay cash for everything and not having the crutch of our credit cards. I sat down and wrote out all of...