If there was ever a good reason and time to have an emergency fund, this is it. The Coronavirus has put millions out of work or at reduced pay. While Congress and the President gave us an economic stimulus packages that include direct payments and increased...
By Lisa Walters Who hasn’t worried about money at some point in their life? Life events happen, appliances break, unexpected medical bills pop up, job change, relationship change, kids… there are so many factors that contribute to the current state of our bank...
By Lisa Walters When we first began our journey with the Credit Counseling Center, my husband and I began tracking and categorizing every single penny we were spending. We were shocked to see that gas was a huge guzzler of our monthly income. My husband had a large...
Were you the type of kid who hid your stash of candy, ate a piece or two a day and made it last till the December holidays? Or did you eat as much as you wished, whenever you wished, and it was gone in a week? How you handled your Halloween candy when you were a kid...
By Lisa Walters, There are certain times during the year that will cause you to spend more money than usual. Take some time to map out your year by jotting down holidays, important events (such as birthdays, graduations, anniversaries, etc), and any major annual bills...
By Lisa Walters, When my husband and I sought guidance from the Credit Counseling Center, it was the month of July. I remember having this intense fear of having to pay cash for everything and not having the crutch of our credit cards. I sat down and wrote out all of...
By Lisa Walters, The COVID-19 pandemic is affecting every single one of us in some way. I’m not here to compare situations or share my opinions; but I did want to share how the recently released color-coded phases, which state guidelines for “reopening,” have caused...
By Lisa Walters, Credit Counseling Center Success Story To be honest, the only reason why my husband and I found ourselves in financial quicksand is simply because we were disorganized. We never made a budget or discussed money. As time went on, our family grew and I...
By Lisa Walters, Credit Counseling Center Success Story I am going to be completely honest… things felt very scary when we first entered our program at the Credit Counseling Center. I realize now that they weren’t actually that terrible, but the initial reality...
By Lisa, Credit Counseling Center Success Story At the time of writing, I am sitting in the midst of the COVID-19 quarantine. Information, recommendations, and statistics of confirmed cases are changing everyday. It’s overwhelming. It’s surreal. And financial...
