
Meet Peter and Kathy, Pharmacist, Administrative Assistant
Severe Health Problems Caused Havoc
Peter and Kathy have been married for over 25 years and have five children. Kathy was a stay-at-home mom and Peter was a pharmacist until he lost his job after 20 years. Peter was unemployed for a year until he found work with less pay but they made their budget work. “Things were great, Peter made enough money, and I did not have to work so I managed our household and the kids until our income dropped out from under us.”
“We had savings ready for an emergency”
While Peter was unemployed, Kathy got a job. They went through all of their savings and then used credit cards to bridge the gap. They were managing to meet their obligations and pay their credit card debt.
Then the unthinkable happened, Peter was diagnosed with a severe chronic brain diseases that attacks his memory. He is now permanently disabled and functions with only short term memory and has to be monitored 24/7.
Kathy went into high gear, finished her degree to get a higher paying job and came to the Credit Counseling Center for help with the $64,000 in credit card that accrued.
Finally Becoming Debt Free
CCC was able to reduce Kathy and Peter’s monthly credit card payments, had their interest rates lowered and helped Kathy create a spending plan to manage her new household expenses. Kathy is now about to graduate from the program having paid $60,000 of the debt, just $4000 to go.

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In 2021, Paula was named Executive Director of Credit Counseling Center. She joined the organization in 2008 as a Credit Counselor and was quickly promoted to Director of Housing Counseling in 2009. Paula is a firm believer that each client is a representation of a family whose lives, financial challenges, and needs are important.
She developed and still leads the Center’s Foreclosure Prevention program; and has partnered with the Bucks County Court of Common Pleas Foreclosure Diversion Program. Her keen focus on making a positive impact in the community has generated numerous program collaborations with the United Way of Bucks County and a multitude of social service organizations in the region.
Previously, Paula served 21 on Active Duty in the US Air Force. Initially serving as a combat photographer and finishing the second half of her career as a recruiter, leading to the position of Flight Chief. Highly decorated, she has received awards from the Air Force and the Department of Defense.
An active leader in the Bucks County community, Paula donates her time annually as a board member for the annual Congressional Service Academy Nomination Interviews under the office of Congressman Brian Fitzpatrick. She is an active Chamber member in Lower Bucks, BucksMont, and Upper Bucks, advocates for financial literacy education opportunities at venues servicing low/moderate income consumers and senior citizen organizations.