At Credit Counseling Center (CCC), we know that behind every financial hardship is a person or family working hard to overcome challenges, pursue stability, and build a better future. That’s why, for nearly 30 years, we’ve been committed to walking alongside individuals and families—providing trusted guidance, housing support, and financial education that changes lives.
Today, more than ever, our services are a lifeline. Rising living costs, limited affordable housing, and stagnant wages have created tremendous strain in our communities. At the same time, nonprofit organizations like ours—and our valued partners—are navigating uncertain funding landscapes while demand for our services continues to grow.
Despite these challenges, we remain deeply committed to our mission: to ensure that every person—regardless of income or circumstance—has access to tools and support to achieve financial stability and independence. We serve thousands each year through first-time homebuyer education, foreclosure prevention, credit counseling, financial literacy programs, and youth empowerment initiatives.
To our community members: we’re here for you. Whether you’re struggling to keep your home, trying to understand your credit report, or planning your first budget, you are not alone. CCC’s certified counselors are ready to help—with empathy, expertise, and no judgment.
To our funders, partners, and supporters: your investment matters. Every dollar you give fuels hope, restores stability, and empowers lasting change. With your partnership, we can reach more people, respond to growing needs, and expand our impact.
Together, we can continue building strong financial futures—one household at a time.
With gratitude and hope,
Paula Powers-Watts
Executive Director
Credit Counseling Center
